Central Piedmont Community College


[Cpcommunicator] TIAA-CREF investment seminars this week

Office of Community Relations Communicator communicator at cpcc.edu
Mon Apr 22 15:50:28 EDT 2002
-- From Jim Davis

The following message for CPCC employees is provided by TIAA-CREF:

The key to successful retirement planning is planning ahead.

TIAA-CREF's Southern Service Center is pleased to announce our Spring Investment Series -- April 22, 23 and 24

1. TIAA-CREF Investment Forum: 

An Analysis of Equity Returns and TIAA-CREF's Investment Philosophy. Take advantage of this unique opportunity to hear from Scott Budde, Director, Equity Portfolio Analytics, TIAA-CREF. This seminar will provide you with a better perspective on equity performance and address concerns you may have about market volatility. We'll help you tune out the fund choice "noise" and discuss how to best meet your financial goals while avoiding common investor overreactions. Topics will include:

*	How focusing on a wide selection of equity funds and short-term high returns can be counterproductive to efficient equity investing
*	Why investing in a wide range of asset classes is a wise approach 
*	Why market timing doesn't work 
*	Remarks on TIAA-CREF's investment philosophy and the importance of costs to investment returns

	Tuesday, April 23, 2002		2:00 -3:30 p.m.
					6:00 - 7:30 p.m.

2. Your Retirement Flexibilities and Options - Strategies for Managing Your Income 	(appropriate for individuals within 15 years of retirement)

When it comes to planning for retirement, there are many things you need to consider: security, flexibility, how to receive your money when you retire, and how much retirement income you will need. But how do you decide what is right for you? Please join us for a discussion on income options that will help you make the decisions that are best for you -- today and throughout your retirement. Information in this seminar will help you:

*	Plan for retirement			
*	Invest your retirement savings
*	Withdraw your retirement savings	
*	Learn about taxes and how they affect your
*	Hear from a member of the retirement income TIAA-CREF Trust Company, FSB


	Monday, April 22, 2002		2:00 p.m. - 4:00 p.m.
	Wednesday, April 24, 2002                      6:00 p.m. - 8:00 p.m.

3. Reaching Your Financial Goals - Savings and Investment Strategies

Like everyone, you have financial goals that are important to you. But with so many savings products available to you --SRAs, IRAs, mutual funds and more -- you also may have questions about which TIAA-CREF products will best help you reach those goals. Please join us for a discussion about basic principles that will help you develop a comprehensive and effective savings and investment plan. The more you know about the TIAA-CREF products available to you, the better a plan you can develop - and the better your chances of reaching your goals. The 2001 Tax Act contained many provisions that make retirement and education savings more attractive than ever. We'll also cover how these changes affect your options for meeting these goals. 

The information in this seminar will help you:

*	Identify and prioritize your personal financial goals
*	Decide which TIAA-CREF products will best help you meet those goals 
*	Allocate your assets among products in a way that makes the most sense for you
*	Consolidate your other investments with TIAA-CREF

Hear from a member of the TIAA-CREF Trust Company, FSB


	Monday, April 22, 2002		6:00 p.m. - 8:00 p.m.
	Wednesday, April 24, 2002                     2:00 p.m. -4:00 p.m.

Space is limited. Please R.S.V.P. by contacting Tammy Hager at (877) 535-3910, ext. 2440, by Thursday, April 18, for the seminars you and a guest would like to attend. Or you can register for the events through the TIAA-CREF Web Center at: www.tiaa-cref.org/moc

There will be an opportunity to talk with our speakers and TIAA-CREF management and consultants before and after the meetings. In addition, individual counseling appointments will be available if you would like to meet with a consultant. 

To schedule an individual appointment, please call (877) 535-3910, ext. 2440, or register online at www.tiaa-cref.org/moc

TIAA-CREF Individual and Institutional Services, Inc. distributes the CREF and TIAA Real Estate Account variable annuities. For more  complete information, call 1 800 842?2733, ext. 5509, for the prospectuses. Read them carefully before you invest. © 2002 Teachers Insurance and Annuity Association - College Retirement Equities Fund, New York, NY. 

We are conveniently located in University Research Park at:
TIAA-CREF Counseling Services
8500 Andrew Carnegie Boulevard
Charlotte, North Carolina
And we're easy to find.

--Jim Davis

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